Some of our favourites include up to 4% on Apple and Microsoft, and 3% on Nike, Lufthansa, Etihad, and Emirates Airlines. The kicker: Brim cardholders can rack up bonus rewards when shopping from over 200 eligible partner merchants. Depending on which Brim Mastercard you choose, you’ll earn either 1%, 1.5%, or 2% on all everyday purchases (with the Brim Mastercard, Brim World, and Brim World Elite respectively). In addition to the ability to save 2.5% on fees when making foreign currency purchases, Brim cardholders will earn rewards on all everyday purchases. If you’ve never heard of Brim Financial before, it’s time to get up to speed as they offer some seriously impressive rewards credit cards.įirst launched in 2018, all three of Brim’s cards charge no foreign transaction fees – from the entry-level Brim Mastercard ($0 annual fee) and the mid-tier Brim World ($99 annual fee) to the premium Brim World Elite ($199 annual fee). All purchases made in a foreign currency will earn 1 point per dollar – regardless of the category. The one drawback of this card is since it’s issued by American Express, it may not be as widely accepted in some countries. The Scotiabank Gold AMEX also gives you six rewards points for every dollar spent at participating grocery stores (like Sobey's, IGA, Freshco, and more), five points for every dollar spent on eligible grocery stores, restaurants, fast food, and drinking establishments, three points for every dollar on transit purchases, and one point on everything else.Īdditionally, this card comes with top-notch travel insurance benefits, which means it would also make a great choice for an all-in-one travel card.
Plus, it has a generous welcome offer allowing new users to earn up to $650 in value in the first 12 months, including up to 40,000 bonus Scene+ points.
Scotiabank added a second no foreign transaction fee card in its roster of travel credit cards in 2019, as the Scotiabank Gold American Express now no longer charges a 2.5% fee for purchases made in non-Canadian currencies. Just make sure to charge a purchase to the card at least once per year – even if it’s just a few dollars. It’s an inconvenience for sure, but it’s easily avoidable. If you don’t use the card to make at least one purchase during a consecutive 12-month period, you’ll be charged $12.
#DISCOVER CREDIT CARD NO FOREIGN TRANSACTION FEE FULL#
It’s also worth noting that the card is limited to 10 authorized transactions per day – which is something we point out in our full review of the Home Trust Preferred Visa.įinally, while the Home Trust Preferred Visa doesn’t charge an annual fee, it does have what’s called an inactivity fee. The downside is that this card is not available to residents of Quebec. Home Trust Preferred Visa cardholders can also take advantage of a number of other perks including car rental insurance and Visa Zero Liability coverage to help ensure cardholders are protected against potential fraudulent activities. Aside from being a no foreign transaction fee credit card, the Home Trust Preferred Visa also has no annual fee and comes with the additional benefit of 1% cash back on all your spending in Canada with no limits or caps.Ī true no foreign transaction fee card, Home Trust uses the exchange rate set by Visa without any additional surcharges.
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